District Court for the Southern District of Florida No. 16-60442-CIV-COHN/SELTZER
CASE UPDATE: The Court granted final approval of the settlement, which became effective on August 30, 2017. No Universal Property policyholder has reported experiencing identity theft as a result of the issue before the Court in this matter. As a precaution, however, those who did not exclude themselves from this case qualify to receive identity theft protection services through ID Experts® MyIDCare as part of the settlement. This coverage provides you with fully managed identity theft recovery services free of any charge through and until August 30, 2019 and identity theft reimbursement insurance free of any charge through and until August 30, 2018. If you have questions about the coverage provided or concerns about possible fraud, please visit MyIDCare .
A class action settlement has been preliminarily approved in Rodriguez v. Universal Property, No. 16-cv-60442 (S.D. Florida). Your rights may be affected by this settlement. Plaintiffs allege that Universal Property customers’ insurance declaration and evidence of insurance pages were accessible on Universal Property’s website without sufficient security procedures in place. Universal Property stands by its website security procedures. The Court has not decided in favor of either side.
As part of a settlement, in order to avoid the expense, inconvenience, and risk of litigation, Universal Property has agreed to provide managed recovery and restoration services for identity theft victims, identity theft reimbursement insurance, injunctive relief, incentive awards to the class representatives, attorneys’ fees for class counsel, and notice and administration costs.
Who Is A Class Member?
The Settlement Class includes all persons who insured real property with Universal Property between September 1, 2013 and March 31, 2016.
What Does the Settlement Provide to Class Members?
You qualify to receive ID Experts’ managed recovery and restoration services for identity theft victims for two years from the date that the settlement is final and identity theft reimbursement insurance offered through ID Experts for one year from the date that the settlement is final. Universal Property will also undergo a privacy audit of the lender verification portal of its website to confirm compliance with industry best data protection practices.
You qualify to receive ID Experts’ managed recovery and restoration services for identity theft victims for two years from the date that the settlement is final and identity theft reimbursement insurance offered through ID Experts for one year from the date that the settlement is final, unless you exclude yourself from the class. The Court still has to decide whether to approve this settlement. These services will be offered at no cost to you if the Court approves this settlement and after any appeals are resolved.
EXCLUDE YOURSELF FROM THE CLASS BY JUNE 14, 2017
If you validly and timely exclude yourself from the class, you will not receive managed recovery and restoration services for identity theft victims or identity theft reimbursement insurance. This is the only option that allows you to pursue your own claims by filing your own lawsuit at your own expense.
COMMENT BY JUNE 14, 2017
You may write to the Court about why you do, or do not, like the settlement. You cannot, however, object to the settlement and also exclude yourself from the Settlement Class.
ATTEND A HEARING ON JULY 31, 2017
You may attend the Final Fairness Hearing in Fort Lauderdale, Florida on July 31, 2017. If you wish to be heard orally at the hearing, you must first submit a written objection or comment.